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bumbag
He regularly charges passengers more than the normal fare and pockets the difference.
Much of the discount is pocketed by retailers instead of being passed on to customers.

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Open the tool →腰包 (yāo bāo) means “fanny pack, bumbag”.
腰包 is pronounced yāo bāo in Mandarin Chinese.
“fanny pack” is 腰包 (yāo bāo) in Chinese.
This page has 2 example sentences using 腰包, each with pinyin and an English translation.